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- Does anyone know when they will start to consider the second mortgage as part of the housing debt ratio for this program?
- To paraphrase the Onion, Americans now clamor for a new bubble to invest in. Once that occurs, we can be sure to see the same cast of characters, no doubt.
- January 5 2009; I and my wife have been taken in by this company to for $1500.00. We had several phone conversations with them explaining how they was dealing with our financial problem.All false ,...
- I agree with the basic premise of the article. There's been caution all across the board. Even consumers who are still employed don't want to spend, and that means they don't want to...
- Thanks!
Blown Mortgage
Mortgage and finance with a sarcastic bent
Over the years lenders have developed numerous products and loan modifications which provide the opportunity for you, the borrower, to get the lowest rate possible in exchange for some type of offset such as security (as in short-term adjustable rate mortgages) freedom (2-5 year pre-paymen
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3 weeks ago
3 weeks ago
It really depends on your mortgage note. I'm not a legal expert so I can't give you the right answer. I would talk to an attorney that specializes in TILA and real estate law and inquire with them. Loans that are deemed predatory have prepayment limits that are restricted to 36 months. However, an attorney can give you more insight. Good luck!